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Buying a New Property in Malta?: What You Need to Know


Are you considering purchasing a property in Malta? Congratulations on taking this exciting step! However, navigating the process of buying real estate in Malta can be both thrilling and daunting. From legal requirements to financial considerations, there’s a lot to think about. In this blog, we’ll walk you through the ins and outs of buying a new property in Malta and how legal service providers can offer invaluable assistance along the way.

Understanding the Maltese Property Market:

Malta’s real estate market has experienced significant growth in recent years, driven by factors such as economic stability, a thriving tourism industry, and a high demand for residential properties. Whether you’re looking for a cosy apartment in Valletta or a seaside villa in St. Julian’s, Malta offers a diverse range of properties to suit every taste and budget.

Key Considerations When Buying Property in Malta:

  1. Legal Requirements: Purchasing property in Malta involves navigating various legal procedures, including due diligence, contract drafting, and title transfers. Engaging a reputable legal service provider is essential to ensure compliance with local laws and regulations.
  2. Financing Options: Before diving into the property market, it’s crucial to explore financing options available to you. Whether you’re relying on savings, securing a mortgage, or considering alternative financing methods, understanding your financial capabilities is essential.
  3. Property Valuation: Conducting a thorough property valuation is vital to determine the fair market value of the property and avoid overpaying. Consulting with real estate professionals and appraisers can provide valuable insights into property pricing trends.
  4. Title Searches and Due Diligence: Conducting comprehensive title searches and due diligence is crucial to verify the property’s ownership status, legal encumbrances, and any potential issues that may affect the transaction.
  5. Contract Negotiation: Once you’ve found the perfect property, negotiating the terms of the purchase agreement is the next step. Having a skilled legal advisor by your side can help ensure that your interests are protected and that the contract terms are fair and favourable.
  6. Tax Implications: Understanding the tax implications of property ownership in Malta, including stamp duty, property taxes, and capital gains tax, is essential for financial planning and compliance purposes.

How Legal Service Providers Can Help:

Buying property in Malta can be overwhelming, but legal service providers offer invaluable assistance to ensure a smooth and successful transaction.

Here’s how we can help:

  1. Legal Expertise: Our experienced legal team possesses in-depth knowledge of Maltese property law and can guide you through every step of the buying process where the preliminary agreement is key. It is crucial to get it right the first-time round.
  2. Due Diligence: We conduct thorough due diligence and searches into root of title to identify any potential issues or risks associated with the property.
  3. Contract Review and Negotiation: We review and negotiate the terms of the purchase agreement on your behalf, ensuring that your interests are protected, and that no last minute clause insertion acts to your prejudice such as the imposition of ground rent!
  4. Compliance Assurance: We ensure that the transaction complies with all legal requirements and regulations, minimizing the risk of future disputes or complications. If you are a foreigner purchasing property in Malta we will also assist you obtain the requisite permission to proceed to purchase, as this is a fundamental requirement.
  5. Peace of Mind: With our support, you can proceed with confidence, knowing that your property purchase is in safe hands.


Buying a new property in Malta is an exciting journey, but it’s essential to approach it with careful consideration and expert guidance. With the assistance of a Calleja & Associates Advocates, let us navigate the intricacies of the property market for you so that you may purchase with confidence and peace of mind. Whether you’re a first-time buyer or a seasoned investor, we’re here to help you achieve your property ownership goals in Malta. Contact us today to learn more about how we can assist you in buying your dream property.